Burbank, CA · Family owned since 1991

Insurance, without the guesswork.

Workers' Compensation specialists and a full-service agency. Former underwriters compare 21 top-rated carriers to get you the lowest price at the highest coverage limits.

What do you need to protect?

Established 1991

A family owned and operated agency for over three decades.

Commercial clients 300+

Businesses across California trust us with their coverage.

Years of experience 60+

Many of our staff were underwriters for insurance companies.

Carriers represented 21

More options means better prices and higher limits.

What we offer

Five ways we've
got you covered.

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Workers Compensation

It's the law. If you have employees — full time, part time or seasonal — you must have coverage for work-related injuries. We're ready to work with you to lower your costs.

  • Medical treatment
  • Lost wages
  • Disability
  • Rehabilitation
  • Death benefits
Learn more
02 / 05

Business Insurance

Trained specialists for all lines of commercial insurance. We service contractors, property owners, manufacturers, distributors and service providers — and quote commercial bonds within 24 hours.

  • General Liability
  • Commercial Auto
  • Contractor Bonds
  • D&O
  • E&O
  • EPLI
  • Umbrella
Learn more
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Personal Insurance

If there's a risk involved, there's probably a policy to cover it. Our professionals custom tailor policies that give you the peace of mind that comes with future planning.

  • Auto & Home
  • Condo
  • Renters
  • Earthquake
  • Boat
  • RV
Learn more
04 / 05

Individual Health

We work with the top health insurance carriers in California and aggressively shop for the most competitive plan with the best coverage.

  • Anthem Blue Cross
  • Kaiser Permanente
Learn more
05 / 05

Group Health & Life

Keep your employees healthy and happy — and retain them longer — with a benefits package from top carriers at a premium you can afford.

  • Group Health
  • Life
  • Dental
  • Vision
Learn more

Workers' Compensation

It's the law.
Skipping it costs

$1,000

fine per employee — and authorities can shut your business down until proper coverage is in place.

  1. 01Medical treatmentfor work-related injuries
  2. 02Lost wagesreimbursement while recovering
  3. 03Disability benefitstemporary or permanent
  4. 04Rehabilitationgetting employees back to work
  5. 05Death benefitssupport for families
Handshake with a client Our team at work
60+years of combined
experience

About TMJ

Underwriters who switched sides.

Established in 1991, we are a family owned and operated insurance agency. Many of our staff members were prior underwriters for insurance companies — and they bring that knowledge to work for you.

Our in-house underwriters work closely with policyholders to make sure proper coverage is in place, whatever your needs in this constantly changing marketplace.

  • General Liability
  • Workers' Compensation
  • Commercial Auto
  • Trucking
  • Business Property
  • Building Package
  • Business Owners Policy
  • Umbrella
  • Directors & Officers
  • Group Health
  • EPLI

We do the shopping
for you.

Three simple steps from first call to the right policy.

1

Tell us what you need

Call, email or fill out the quote form — for your business, employees or family.

2

We compare 21 carriers

Former underwriters shop top-rated carriers for the lowest price at the highest limits.

3

Get covered

Receive a competitive, comprehensive quote tailored to your needs.

21 top-rated carriers.
One call.

See all carriers
The ZenithTravelersAnthem Blue CrossZurichNationwideProgressiveSafecoEmployersHealth NetOld RepublicCNA ProCentury National

FAQ

Good questions.

Don't see yours? Call us at 1.818.846.5550 — we're happy to help.

Do I need Workers' Compensation insurance?

Yes — it's the law. If you have employees, full time, part time or seasonal, you must have coverage. Operating without it can result in a $1,000 fine per employee, and the business can be shut down until proper coverage is in place.

What does Workers' Comp cover?

Medical treatment for work-related injuries, reimbursement for lost wages, temporary or permanent disability benefits, rehabilitation and death benefits. It also helps you avoid costly lawsuits for on-the-job injuries.

How fast can I get a bond quote?

We specialize in a large variety of commercial bonds — contractor's, bid, performance, payment bonds and more. Call, email or submit a request and we will get you a quote within 24 hours.

Which health plans do you offer for individuals?

We represent both Anthem Blue Cross and Kaiser Permanente. Both offer member focused services with a wide variety of plans and doctors, at affordable rates.

Will you share my information?

Never. We will never sell, lease, or rent your or your business' personally identifiable information to any third party.

Free comprehensive quote

Let's get you
covered.

Answer three quick questions — one of our experienced staff will prepare a competitive quote to fit your needs.

1.818.846.5550

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What would you like to insure?
How can we reach you?
Anything we should know?

We never sell, lease or rent your information. Privacy policy

Thank you!

We received your request and will contact you shortly.